Let the Mortgage Experts at Stampfli Mortgage Help you Find the Best Wisconsin Mortgage Available.

With so many mortgage loans, how do you determine which one is right for you. Allow the experts at Stampfli Mortgage to save you time and money by assisting you. To learn more, call (608) 572-7222 or simply fill out a no-obligation online application today!

Mortgage Programs Available with Stampfli Mortgage:

Wisconsin FHA Mortgage

FHA mortgages are insured by the federal government. This reduces the risk to the lender, which give more people the opportunity to buy homes in Wisconsin. Many homebuyers like this option because of the low downpayment (3.5%), which can come from gift money.

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Wisconsin USDA Mortgage

The Rural Development section of the United States Department of Agriculture (USDA) offers a home loan program designed to strengthen the rural housing market. This NO money down mortgage loan is a great option if you don’t live in a major city. There are income and property restrictions for the Wisconsin USDA home loan.

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Wisconsin VA Mortgage

Qualified veterans and active military service members have access to the Wisconsin VA mortgage. These mortgages are guaranteed by the U.S. Department of Veterans Affairs and offer great benefits like NO money down, NO mortgage insurance, and low interest rates.

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Wisconsin Conventional Mortgage

Also know as a conforming loan, the conventional mortgage follows Fannie Mae and Freddie Mac guidelines. This home loan generally requires at least 5% down and has private mortgage insurance (PMI) if you put less than 20% down.
Fixed rate mortgage simply refers to the the interest rate being the same over the life of the mortgage.
Adjustable rate mortgage (ARM) refers to an interest rate that can change over the life of the mortgage.

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Wisconsin Jumbo Mortgage

Just what the name implies, this simply refers to the size of the mortgage loan being above the set guideline. If a Wisconsin home loan exceeds $424,100, it is considered a jumbo loan product. These mortgages are more risky for lenders, so they have a different set of guidelines than conventional mortgages.

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Wisconsin Reverse Mortgage

If you’re 62 years of age or older, you may qualify for a reverse mortgage which allows you to take the equity our of your home. This is different than a home equity line of credit (HELOC), you are not charged any interest to cash out the equity in your home.

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